If you have a claim:

• Call your insurance agent or Tokio Marine 24/7 claim reporting service as soon as practical and report a claim.
• Notify police in the event of theft loss or the fire department in the event of fire loss.
• Call 911 if anyone is injured.
• Protect the property from further damage, including "reasonable and necessary temporary repairs".
• If water is escaping from a pressurized line, turn off the water main to the home.
• Beware of contractors who may arrive at your home when you did not call them.
• Save all receipts for temporary repairs or any additional living expenses.
• Don’t throw out damaged property until the adjuster has been able to inspect the items.
• Attempt to inventory and establish price/age of damaged personal property.