Tokio Marine America offers a comprehensive product suite to satisfy the insurance needs of our personal lines customers. These products protect individuals and families against financial losses due to fire, theft, accidents, natural disasters and lawsuits. Policyholders can tailor their coverages and deductibles to ensure the right balance between amount of coverages and policy premiums. With flexible payment plans, online billing with credit card payments, many available policy discounts and unique coverages, the company has all the resources to provide ANSHIN (Safety, Security and Peace of Mind). TMA is proud to offer competitive pricing and superior customer service.
Products and Features
Selecting the proper auto insurance can be confusing. Knowing how much coverage to purchase and understanding how you are protected can be complicated. Below is a listing along with a brief description of how the coverages work and can aid you in deciding what coverage is best for you and your family.
- Liability Coverage: Pays damages for property damage and/or liability for which an insured becomes legally responsible due to an automobile accident.
- Medical Coverage: Limits up to $5,000 per occurrence for medical expenses due to bodily injury to passengers in an insured vehicle regardless of fault.
- Uninsured Motorist Coverage: Pays for bodily injury to an insured in the event of a sustained loss with an uninsured driver.
- Collision Coverage: Pays for damage to your covered auto in the event of a loss, independent of fault. (Deductible applies)
- Comprehensive Coverage: Pays for damages caused by other than collision situations including vandalism, theft of covered vehicle, collision with animals as well as several other covered perils. (selected deductible applies)
- Transportation Expenses: Covers the per day cost of a rented vehicle up to $50.00 per day and up to a total of 30 days when a covered vehicle is not able to be used due to a covered loss.
Other optional coverages and features:
- Custom Equipmenti
- Auto Loan Lease coverageii
- A wide range of discounts available such as Good Driver, Multi-Car, Persistency, Anti-Theft, and Good Student to name a few.
- The ease of online bill payments that accept ALL major credit cards and electronic checks.
- Industry recognized claims handling customer service and expertise, including availability of 24/7 reporting and multi-lingual representatives.
Senior Vice President, Client Solutions
Tokio Marine America