Skip to content

Insights Articles

All (
)
Loss Control (
)
Ocean Marine (
)
Inland Marine (
)
Hurricane Season
VIEW POST
Hurricane Preparedness
June 2021
NOAA's (National Oceanic and Atmospheric Administration) outlook for the 2021 Atlantic Hurricane Season indicates that an above-normal season is most likely, with a possibility the season could be extremely active.
Read More
Read Our blog about Slip, Trip, and Fall Prevention
VIEW POST
Slip, Trip, and Fall Prevention Gerry Sammarco
|
May 2021
Slip, trip, and fall (STF) accidents cause thousands of serious injuries every year. Some result in permanent disability or death. According to the National Safety Council, 27.5% of all reported work-related injuries are from slips, trips, and falls, including 25,000 deaths annually, making this the second leading cause of work-related injuries in the United States.
Read More
Read Our blog about Catalytic Converters
VIEW POST
Catalytic Converter Thefts: Protecting the "Gold" Found in Your Vehicle Exhaust System Greg Slator
|
April 2021
Vehicles have a metal that costs more than gold and thieves are after it. Authorities are reporting a rise in catalytic converter thefts from vehicle exhaust systems. Replacing a catalytic converter can cost up to $2,000 and, depending on how old your car is, it is illegal to drive without one.
Read More
new construction risks
VIEW POST
Construction industry seeing new and familiar risks Ben Tuttle & Heather M. Frain
|
January 2021
Construction traditionally has been a business with a lot of risks to manage. Most construction companies are familiar with risks such as jobsite losses and project delays, but recent developments have introduced new worries and complexities – as well as innovative solutions.
Read More
cargo
VIEW POST
Unpacking valuable enhancements in cargo policies Julie Vogele
|
October 2020
One of the frustrating things about insurance for insureds and their agents is wading through lengthy policies to understand coverage elements. Ocean marine cargo policies can be particularly dense...
Read More
cargo
VIEW POST
Marine cargo insurance subscribes to tradition Julie Vogele
|
October 2020
By now, it should be common knowledge among insurance buyers that we are experiencing a hard market. It has been more than a decade since insurance companies last sharply increased rates, tightened terms and conditions, and restricted capacity for certain classes of business, but that is exactly what is happening in many lines of business – including ocean marine risks.
Read More
Recruit women truckers
VIEW POST
Tips to recruit women drivers and reduce truck cargo risks Stefania Cappelli
|
July 2020
As an experienced inland marine underwriter, I am keenly aware of the impact of risks in the trucking industry. Besides the risks and exposures to motor truck cargo, another major risk I see is the ongoing driver shortage. One solution to that problem should be obvious: hire more women.
Read More
Returning to the office after covid-19
VIEW POST
Loss Control Considerations for Re-Opening General Operations - COVID-19 Pandemic Al Relyea
|
June 2020
The COVID-19 pandemic has created unparalleled challenges for business risk managers. As governmental restrictions are relaxed to the point where some employees may return to work, employers need to consider new controls to help reduce the possibility that the virus will spread in the at-work workforce.
Read More
Social Distancing at work
VIEW POST
Plant Re-Openings after COVID-19 Closures
May 2020
Now that Federal, State, and Local governments are beginning to develop guidelines for business to re-open, employers have to consider how to bring workers back into the workplace safely. Aside from COVID-19 concerns, there are many other considerations when restarting operations after an extended shutdown. This includes...
Read More
N95 Respirators
VIEW POST
How to determine if your N95 respirators are fake or real Greg Slaton
|
April 2020
During this time when N95 respirators are in short supply and needed for essential frontline medical workers, it is important to be aware that the personal protective equipment (PPE) you’re using may not be approved by the National Institute for Occupational Safety and Health (NIOSH).
Read More
covid-19
VIEW POST
Tokio Marine America Loss Control
April 2020
In challenging times like these, Tokio Marine America’s mission as a Good Company is to provide Anshin (safety, security and peace of mind) to our clients and the public is essential. We have two new trainings available to help business and their employees during the coronavirus crisis.
Read More
10 Great Reads
VIEW POST
10 Good Reads with a Marine Cargo Theme Julie Vogele
|
March 2020
From "Moby Dick" to true tales of modern treasure hunters, the sea has inspired countless books. One of life's great pleasures is to lose oneself in an interesting book. Recently, I was thinking about a few books that touch on marine cargo and nautical themes,
Read More
FAQ
VIEW POST
Frequently Asked Questions About Marine Cargo Risks Julie Vogele
|
March 2020
One of my favorite sections of websites I visit is the frequently asked questions, or FAQ. I usually learn a lot when I browse those, including some things it never occurred to me to ask. When I think about how complex marine cargo risks can be, and the kinds of questions I often get...
Read More
Avoiding E&O risks
VIEW POST
Trucking firms can cut risks by hiring more women drivers Stefania Cappelli
|
March 2020
In over-the-road or non-local trucking, the average driver is 46 years old and male. ATA estimates the long-haul trucking industry will need to hire 1.1 million new drivers over the next decade as older drivers retire. Obvious areas for recruiting are women ...
Read More
Avoiding E&O risks
VIEW POST
Motor truck cargo insurance: Don’t go without it Stefania Cappelli
|
March 2020
Motor truck carriers and logistics companies are facing a market correction in commercial auto liability insurance, but they shouldn’t overlook the importance of a complementary and highly valuable form of coverage: motor truck cargo insurance.
Read More
Avoiding E&O risks
VIEW POST
Avoiding E&O risks in motor truck cargo claims Stefania Cappelli
|
January 2020
Motor truck cargo losses frequently cause headaches for transportation companies – and, in certain situations, their insurance brokers too. Damage or loss of cargo has some specific pitfalls for insurance brokers. Motor truck cargo is a complex risk, with diverse exposures. If appropriate coverage and limits are not in place, cargo claims may not be covered. When that happens...
Read More
Strange claims surface in ocean cargo
VIEW POST
Strange claims sometimes surface in ocean cargo business Julie Vogele
|
October 2019
A dizzying array of goods, from electronics to live animals, is transported every day as ocean marine cargo. Sometimes during those journeys, unfortunate things happen, not limited to water damage. As a result, ocean cargo claims adjusters see a lot of unusual stuff.
Read More
Cargo Loss
VIEW POST
Cargo stock throughput offers value throughout supply chain Julie Vogele
|
October 2019
From raw materials to finished goods, the "stuff" people and businesses around the world depend on often undergoes a long journey to reach them -- during which there's a lot of risk. Protecting the property that makes our world turn can be complicated. Fortunately, when international transit is involved, there’s an ocean marine insurance solution...
Read More
Cargo Loss
VIEW POST
Cargo loss carries reputational risks David Lee
|
March 2019
In my decades of managing and insuring transportation risks, I have seen all kinds of claims. One of the worst losses for motor carriers, however, is uninsured or underinsured cargo. The reason can be explained through what I call the three “R’s”...
Read More
Tariffs
VIEW POST
Tariffs, trade rules raise cargo risks Julie Vogele
|
March 2019
What happens on land sometimes has a big impact on ocean-going cargo. Tariffs, changes in trade sanctions and government regulations often have long-term effects on trade.
Read More
Auto Transporters
VIEW POST
Auto transporters face a road full of risks David Lee
|
March 2019
Whenever I see a truck hauling automobiles, I invariably have two thoughts: one, what kinds of vehicles is the transporter carrying, and two, does the motor carrier know how risky the auto hauling business can be?
Read More
Food safety
VIEW POST
Food safety law’s new rules raise bar for motor carriers David Lee
|
March 2019
In the United States, many consumers don’t realize how important the trucking industry is to their ability to shop for groceries, eat in restaurants and stock their refrigerators with fresh food.
Read More
safety
VIEW POST
Safety compliance pays off for motor carriers David Lee
|
March 2019
Maneuvering heavy trucks in urban areas and on highways is a risky business. Even though vehicles have more safety equipment than ever, and motor carriers must satisfy a broad set of safety regulations, there’s more to managing the risks and exposures in trucking than just complying with the law.
Read More
5 things agents know
VIEW POST
5 things agents should know about insuring cargo Julie Vogele
|
March 2019
Cargo insurance, to many people who don’t deal with it every day, can be hard to understand and may seem like it’s written in another language (which makes sense, considering the first written evidence of this type of coverage dates back to the 1300s). Here are five things that insurance agents and brokers should keep in mind about insuring cargo:
Read More
Shippers
VIEW POST
Why shippers need ocean cargo insurance Julie Vogele
|
March 2019
As an insurance executive with many years’ experience in ocean marine insurance, I have seen all sorts of things happen to goods in transit. Before I talk about what those things are, let’s consider the fundamental question for anyone who buys or sells goods transported in international trade: Why do I need ocean cargo insurance?
Read More
boat
VIEW POST
Don’t miss the boat on ocean cargo risks Julie Vogele
|
March 2019
For a lot of insurance agents, ocean cargo insurance isn’t something they do every day, and when it comes time to review exposures, cargo risks are often overlooked. Here are a few key indicators that should prompt agents to discuss cargo insurance with their customers:
Read More
cargo towing
VIEW POST
Cargo towing can cost you David Lee
|
March 2019
No transportation companies want to have an accident or breakdown that requires a tow, but motor carriers might be shocked to learn just how expensive cargo towing can be.
Read More
digitize trucking
VIEW POST
Digitization driving truckers toward new risks David Lee
|
March 2019
Trucking has always been a tough job, and a digital transformation in transportation not only will make that job more complex but it also will introduce new risks and exposures that motor carriers can’t afford to ignore. From the trends we’re seeing now, and based on my many years of experience in managing transportation risk, here are a few predictions:
Read More